Loan Details
Refi Analyzer
Current ARM
$
%
mo
Refinance Option
mo
$
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Refinance Verdict
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Run analysis to see recommendation
Monthly Savings
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Break-Even
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Long-Term Savings
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Current payment—
New payment after refi—
Monthly savings—
Annual savings—
Closing costs—
Break-even (months)—
Long-term interest savings—
Cumulative Savings Over Time

This chart shows cumulative savings from refinancing vs. keeping your current ARM, after accounting for closing costs. The point where the line crosses zero is the break-even.

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